Chromebook Insurance

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2021-2022

Murray County School District

Chromebook Self-Insurance Policy

Introduction

 

The district self insurance program provides coverage at a very low price.For the 2021-2022 school year, Murray County Schools will require grades 6-12 to buy Chromebook insurance. For grades k-5, insurance is highly recommended but optional.  The district self insurance program provides coverage at a very low price. Students who do not purchase insurance are responsible for all repairs, replacement,  and costs. . Insurance purchased through the district covers replacement, repairs, shipping and a loaner device. Care of all instructional materials - including Chromebooks -distributed by Murray County Schools is the responsibility of the student to which they are assigned and his/her parent/guardian. This includes costs associated with damages and loss or theft. The purpose of this policy is to enable MCS families to  avoid or lessen the significant expense due to accidental damage or loss/theft of school-issued Chromebooks. 

 

Policy Term

  • The insurance policy provided applies to any Chromebook issued to your child by the Murray County School District, whether it is the originally issued Chromebook, a loaner, or a replacement. 

  • Policies run from September 1, 2021 through May 31, 2022..

  • Students may purchase insurance after they have already received their device.  If the insurance is purchased within 2 weeks of the student receiving the device, the device will not have to be inspected.

  • If the device is damaged before insurance is purchased, the cost of repair will be the responsibility of the student and his/her parent/guardian. 

 

Costs

  • Insurance coverage costs $15.00, and will cover the Chromebook and Charger.  

  • No refunds on Chromebook insurance will be issued. 

  • If a student moves from the Murray County School District, and returns later in the school year, the policy will still be in effect. 

  • If a student moves schools within the Murray County School District, the policy will be honored at the new school. 

  • Below is a schedule of Deductibles with Insurance

First repair

$ 0 deductible

Second repair

$ 20 deductible

Third repair

$30 deductible

Fourth repair

$40 deductible

Stolen/Lost Chromebook 

Stolen with police report $0

lost/stolen with no police report $100

Stolen/Lost Charger

$20 First Replacement

$30 Second Replacement

$45 Third Replacement


  • Insurance will only cover the cost to replace one Chromebook. If you have a 2nd Chromebook that is lost or stolen, you will be responsible for paying the full amount to replace. ($250 for Chromebook)

  • After 4th repair/replacements, the policy is void for the remainder of the school year and parent/guardian is responsible for all damage to the device. 

 

Exclusions

Murray County School District will NOT pay for loss or damage caused by or resulting from the following:

  • Gross Negligence

  • Dishonest, fraudulent, or criminal acts

  • Theft not accompanied by a police report

  • Tampering with or unauthorized attempts to repair device

  • Loss caused by inappropriate electrical use by using an inappropriate charger. 

  • Government seizure

Cost of Repairs with No Insurance

If you choose to not purchase insurance for your child, below is the price list for cost of repairs to a Murray County Student Chromebook:

G8 Screen (Non touchscreen) 

$50

G3 Touch Screen

$100

Keyboard

$50

Power port

$10

Camera Board

$15

Charger

$45

Consequences of Unpaid Chromebook Fines

  • Seniors-Will not have access to transcript

  • High School Students will be unable to purchase a parking pass

  • Extra Curricular Activities (sports, band, chorus, archery, clubs, etc) Students with overdue fines will be ineligible for extracurricular activities. 

  • Other consequences may be determined by the school.